It's like the healthier you are, the more you pay.
You watch what you eat. You stay active. You only go to the doctor for a check-up. And yet somehow, your "reward" is:
Premiums that eat your budget - $`1,000+ every month for coverage your barely use.
Deductibles so high you'd never hit them unless something went terribly wrong.
Co-pays for every little thing, even though you hardly go.
Plans that don't even work out of state, when you travel or work remotely.
And every year, you're forced to re-enroll or switch companies, like it's a game you didn't sign up to play.
Finally, plans that reward healthy living - instead of overcharging for it.
Underwritten health plans reward healthy and responsible people like you with rates based on YOUR age and health NOT someone else's.
Nationwide PPO coverage - see any doctor, anywhere in the U.S.
Low to zero-dollar deductibles and co-pays - Keep more of your money in your pocket.
Locked-in rates - lock in plan rates up to 24 months.
Guaranteed renewable plans - lock in plans until you turn 65.
100+ Customer Reviews
Licensed in and helping clients in 26 states for 8+ years.
Free consultation, quotes, and policy review.
Clients report savings up to 50% on premiums compared to Marketplace and employer plans.
You get a personal agent for the life of your policy.
We've helped thousands find coverage that finally makes sense.
Why Trust Us?
How Do I Get Started?
You're just minutes away from finding out if you qualify.
Step 1: Quick health pre-check
Fill out the form in order for us to determine which underwritten health plans you may qualify for.
Step 2: Personalized Review
During your 10-minute review, we'll compare your options side-by-side, and customize a plan that fits you and your needs.
Step 3: Apply for Coverage
We will help you submit your application and walk you through the entire process of medical underwriting.
Here's what makes them different: